Legal Agreement

RayBinary Terms of Service

Last updated: September 19, 2026. Official terms governing trading accounts and platform usage.

1. Account Registration & Qualification

By creating a RayBinary account, you confirm that you are at least 18 years old (or legal age in your jurisdiction) and capable of entering into binding legal contracts. You agree to provide accurate registration details and maintain valid identification documents for compliance verification.

2. Trade Contract Execution & Settlement

RayBinary executes synthetic volatility indices and derivative contracts using microsecond pricing streams. Contract payouts (Even/Odd, Match/Differ, Over/Under, Rise/Fall) are calculated automatically based on tick prices. All settled profits are credited directly to your account wallet.

3. Deposits & Payout Withdrawals

Deposits via Safaricom M-Pesa STK Push and Cryptocurrency (USDT TRC20/ERC20, BTC, ETH) credit upon atomic verification. Withdrawals are processed to the account owner's verified mobile number or wallet address following standard anti-money laundering (AML) checks.

4. Risk Disclosure & Limitation of Liability

Trading synthetic indices involves significant risk of loss. Users should read our Responsible Trading Policy before placing active contract stakes. RayBinary does not guarantee profits or provide investment advice.